Older salaried workers whose annual income was 10 million yen.How many pensions can I receive?

Older salaried workers whose annual income was 10 million yen.How many pensions can I receive?

How many pensions can be received after the age of 65 after the age of 65?Here, let's calculate the estimated amount of pensions that can be received after the age of 65 using a model case.

 Older salaried workers whose annual income was 10 million yen.How many pensions can I receive?

Salaryman's old -age pension is a two -story building

Old -age pensions, such as salaried pensions, from 65 years old, include "old -age foundation (national) pension" and "old -age welfare pension". The "old -age basic pension" is a pension that can be received from the age of 65 by joining the national pension and paying insurance premiums. The premium of the national pension is set uniformly regardless of age or income. The old -age basic pension that can be received after the age of 65 depends on the number of months paid the national pension. The premium of the employee pension paid by office workers depends on the amount of salary and bonuses. In addition, the old -age welfare pension that can be received after the age of 65 is calculated according to the amount of the pension insurance premium paid and the period of joining the employee pension. Those who join the welfare pension are automatically subscribed to the national pension, so salaried workers and others have joined two pension systems, a welfare pension and the national pension. The rough benefits of old -age basic pensions and old -age pensions can be calculated below. Pension amount of old -age basic pension = full -age basic pension × 20 to 60 years old ÷ 480 months (1) Average standard remuneration × 7.125 /1000 x Number of entrants until March 2003 (2) Average standard remuneration x 5.481 /1000 × Number of members since April 2003 (1) + (2) = Pension amount of old -age employee pension (compensation proportional part)

How much is the salaryman with an annual income of 10 million yen?

Let's estimate the amount of old -age pensions received using M, a man born in April 1956, as a model case. Mr. A worked on April 1, 1978, retired on the end of March 2016, and retired after retirement. In April 2018, we started receiving pensions for specially paid old -age pensions (compensation proportional portion), and received old -age welfare pensions and old -age pensions after April 2021. Assuming you are. Mr. A joined the welfare pension for 37 years from the age of 23 to the age of 60, and the average annual income from April 1978 to March 2003 (1978) to March 2003, 2003. Assuming that the average annual income from April 2003 to March 2016 was 10 million yen, and for three years from the age of 20 to 23, it was not paid for students. We estimate the amount of old -age basic pensions and old -age pensions received in 2021 (2021). ■ Enrollment period of employee pension (444) For 24 years (288) from April 1978 to March 2003 (288), monthly salaries are 37..50,000 yen, summer and winter bonuses are 750,000 yen, respectively.For 13 years (156) from April 2003 to March 2016 (156), the monthly salary is 62.50,000 yen, summer and winter bonuses are 1.25 million yen, respectively.